Free tool

Fix and Flip Calculator

Find the most you should pay for a flip using the 70% rule, then see the projected profit at your offer price. Nothing is saved, and there is no signup wall.

After-repair value, ARV ($)

What the finished home sells for.

Rehab budget ($)

Offer rule (% of ARV)

70% is the classic rule. Use 75% in hot markets, 65% in slow ones.

Selling and holding costs (% of ARV)

Your purchase price ($, optional)

How the 70% rule works

The rule says pay no more than a set percentage of the after-repair value, minus your rehab budget. At 70%, the formula is ARV times 0.70, minus rehab. The gap between that number and the resale covers your holding costs, selling costs, and profit. Raise the percentage only when comps are strong and the rehab is light.

Flips are funded with short-term capital. Read fix-and-flip loans and hard money, then plan the exit with the BRRRR calculator if you intend to keep the property.

See your real rate. Turn these numbers into a real quote. OfferMarket is an investor-focused marketplace for fix-and-flip and bridge financing.

Check your rate on OfferMarket

Affiliate link; see our disclosure. Investor Loan Compass is not a lender.