Free tool

BRRRR Calculator

A BRRRR deal lives or dies on two numbers: the after repair value and your all-in cost. This tool shows how much of your capital the refinance returns, before you buy. Nothing is saved, and there is no signup wall.

Purchase price ($)

Rehab budget ($)

Closing + carrying costs ($)

Closing on both loans plus interest while you renovate.

After repair value ($)

Set from typical comparable sales, not the best two.

Refinance LTV (%)

How to read the result

Near zero or negative: the refinance returns essentially all of your capital. That is a clean BRRRR you can repeat.
A modest amount left in: normal, and often fine, but that cash stays in the property.
A large amount left in: the after repair value or the all-in cost is off. The capital is trapped and you cannot fully repeat.

This checks capital recovery only. Confirm the new payment is covered by the rent on the DSCR calculator, and confirm your permanent lender's seasoning period before you take the first loan. Full method: BRRRR financing.